Buying Next Home

Whether it’s time to get a bigger place to accommodate your growing brood, or you’re looking to downsize to save time, effort or money, we can help you work out how to manage your mortgage.

  • Expert insight into your options
  • 1-1 focus for a personalized service

Getting you moving with minimal fuss

When the time comes to move onwards and upwards (or downwards if you prefer), you might wonder what your options are when it comes to moving your mortgage or paying it off and reapplying.

We can help you to understand the terms and conditions of your current mortgage, to establish whether there are early repayment fees, or whether you’ll be allowed to port your loan to your new property. Then we’ll calculate how much you might be able to borrow, advise on your options and help you determine the most affordable route to your new home.

Our specialist team has years of experience in moving, porting and repaying mortgages. We’ve built up great relationships with the lenders we work with, so we can offer the best available rates and most up-to-date advice to our customers and clients.

Ready to get started?

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £549.

We make it easy for you

Get started online or speak to our team

Complete our form or give us a call. Everyone’s needs are different so we’ll gather all he info we need to help make your application as smooth as possible.

We search the market to find the right deal for you

We have access to hundreds of deals. Our team will search the market and give you options that best suit your needs and save you money.

We support you through the whole process

Buying a property is rarely straightforward, so our expert team will be there to guide you all the way through the process from offer to completion.

Ready to find the right mortgage?

Complete the online form or talk to one of our team today

Ready to get your journey started?

Complete the form
Call us on 01225 970 830
Request a call back

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £549.

Thousands of happy customers

Incredible
I could not fault Lucra mortgages they have been incredible from start to finish! Every…
William Cooksey, December 4, 2022
Highly Recommend
I had an excellent experience using this mortgage broking team. They complete understood my needs…
Kate Nairn, December 2, 2022
Super-star
Darren at Lucra has been an absolute super-star in his work for my wife and…
Leo Fabbri, November 29, 2022
Awesome
Darren was awesome! Got us the best mortgage possible after no time at all, kept…
Jamie Smith, November 23, 2022
Super Helpful
Darren was super helpful, clear and concise with the whole help to buy and mortgage…
Craig Roberts, November 8, 2022