The Mortgage Charter in the UK is a set of standards agreed upon by mortgage lenders, the Financial Conduct Authority (FCA), and the government to help borrowers who are concerned about increasing mortgage repayment costs due to the rising interest rate environment. It was announced in June 2023 and is supported by lenders representing over 85% of the UK mortgage market. The charter aims to ensure fair treatment of borrowers and provide them with the necessary support during this challenging period.

Applying for a mortgage in the UK can be a daunting task, but organising your documents well in advance can make the process much smoother. Here's a brief overview of what you need to know...

When we talk about “Protection”, we mean the different types of life and protection insurance that you can choose to put in place to guard against unforeseen events. That might be a sudden and serious illness, redundancy and subsequent unemployment, or even death. A protection policy will ensure you and your family have financial support should you lose your job or become no longer able to work.