Whether your current deal is coming to an end, you need to raise additional funds or you simply want to obtain a more favourable rate of interest. We’ll do the legwork and get the job done faster.
Getting the timing right is crucial when it comes to remortgaging. Arranging a new deal in advance can avoid the prospect of paying an expensive standard variable rate, or worse risking interest rate rises.
You may wish to release additional money from your property during the process, perhaps for home improvements, to consolidate debts or to purchase a new property. We can advise you on the impact this will have to the overall deal and any limitations that lenders may stipulate.
At Lucra Mortgages we search thousands of mortgage products across hundreds of high street and specialist lenders to make sure we find the right deal for you. We will assess your options with your current lender vs switching to a new lender and advise you on the most suitable course of action. Then we’ll take care of all the paperwork for you, reducing the hassle and keeping the process stress free.
If your mortgage deal is due to expire within the next 6 months, or you are already on the standard variable rate, please get in touch with us today.
You may have to pay an early repayment charge to your existing lender if you remortgage
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £549.
Complete our form or give us a call. Everyone’s needs are different so we’ll gather all he info we need to help make your application as smooth as possible.
We have access to hundreds of deals. Our team will search the market and give you options that best suit your needs and save you money.
Buying a property is rarely straightforward, so our expert team will be there to guide you all the way through the process from offer to completion.
Your credit score is very important for your mortgage application. There are a number of factors that affect your credit score and therefore your ability to get a mortgage.
If you are looking to remortgage, don’t assume you need to wait until the end of your current deal before you can start the process. If your mortgage is due in the next 6 months, or if you are concerned about rising interest rates, why not speak to one of our mortgage experts here? We can help determine if remortgaging is beneficial for you.
Dreaming of owning a holiday home on the south coast? Or buying an investment property to rent out or Air BnB? Or simply ready to upsize and fancy keeping hold of your trendy little city pad? If you’ve been on the same mortgage deal for a while and have built up some equity in your current property, it might be worth looking at your remortgaging options.
Our mortgage borrowing calculator will provide you with an approximation of how much you’re likely to be able to borrow. Mortgage affordability is subject to lots of different things, such as your credit history, monthly outgoings and deposit, and it can also vary from lender to lender.
You may have to pay an early repayment charge to your existing lender if you remortgage
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £549.
