It’s hard to watch the news these days without mention of the cost of living crisis and the associated squeeze in household budgets. And there’s no sign of a let up just yet. So as energy costs and food prices rise, is now the right time to remortgage? Or would it pay to wait?

Your credit score is very important for your mortgage application. There are a number of factors that affect your credit score and therefore your ability to get a mortgage.

When we talk about “Protection”, we mean the different types of life and protection insurance that you can choose to put in place to guard against unforeseen events. That might be a sudden and serious illness, redundancy and subsequent unemployment, or even death. A protection policy will ensure you and your family have financial support should you lose your job or become no longer able to work.