Specialist Mortgages

From self-build to self-employed, buy-to-let to bridging loans, at Lucra we cover all the bases. So whether you’re making a residential or commercial mortgage or development financing, get in touch today.

  • 1-1 guidance and advice
  • Access to specialist lenders

Specialist support to get you buying or building

Buying a home, or indeed, building one, comes with a whole heap of challenges, many of which are unique to your own circumstances. That’s why you need to chose a mortgage broker who can help you, no matter the situation you find yourself in.

Whether you’re interested in showing your support for the planet with a sustainable green mortgage, you’re looking to buy a high-value property, or you’re self-employed and struggling to work out how to get the loan you need, we have access to thousands of high street and specialist lenders. And we have the experience and tenacity to find you the mortgage that makes your home-buying dreams a reality.

Our expert team also have extensive knowledge in the commercial world, with access to mortgages and development financing for commercial or business builds too.

Get in touch to get started today.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £549.

We make it easy for you

Get started online or speak to our team

Complete our form or give us a call. Everyone’s needs are different so we’ll gather all he info we need to help make your application as smooth as possible.

We search the market to find the right deal for you

We have access to hundreds of deals. Our team will search the market and give you options that best suit your needs and save you money.

We support you through the whole process

Buying a property is rarely straightforward, so our expert team will be there to guide you all the way through the process from offer to completion.

Need an agreement in principle?

We’ll get you house hunting within the hour…

How much can I borrow

Our mortgage borrowing calculator will provide you with an approximation of how much you’re likely to be able to borrow. Mortgage affordability is subject to lots of different things, such as your credit history, monthly outgoings and deposit, and it can also vary from lender to lender.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £549.

Thousands of happy customers

Incredible
I could not fault Lucra mortgages they have been incredible from start to finish! Every…
William Cooksey, December 4, 2022
Highly Recommend
I had an excellent experience using this mortgage broking team. They complete understood my needs…
Kate Nairn, December 2, 2022
Super-star
Darren at Lucra has been an absolute super-star in his work for my wife and…
Leo Fabbri, November 29, 2022
Awesome
Darren was awesome! Got us the best mortgage possible after no time at all, kept…
Jamie Smith, November 23, 2022
Super Helpful
Darren was super helpful, clear and concise with the whole help to buy and mortgage…
Craig Roberts, November 8, 2022