NHS Mortgages

From full-time facilities managers to contract cardiologists, part-time paramedics to locum laboratory staff. We’ve helped hundreds of NHS workers to get on the property ladder. We offer a Fee Free Advice service for all NHS staff.

  • Fee free service for NHS staff
  • Specialist knowledge
  • Support through to completion

Helping you secure your post-shift safe haven

Of course NHS staff have the same mortgage options available to them as other people, but it’s always nice to secure a discount if possible, isn’t it? And from time to time specialist lenders offer specific mortgage deals for NHS workers.

If you work for the National Health Service and you’re looking for a mortgage, it’s vital you speak to a specialist broker who understands the structure and nuances of NHS contracts and pay. That way you can make sure you secure the best possible mortgage for you, your family and your unique circumstances.

You’ll have your slippered feet up in your new sitting room before you know it!

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £549.

We make it easy for you

Specialist NHS Knowledge

Our brokers are experienced with visas, contracts, enhanced income mulitples and key worker deals.

Access to the best products

We are a whole or market broker with access to over 90 lenders and 12,000+ different mortgage products.

Friendly and knowledgeable team

We recognise the constant pressure NHS employees are under and the toll that takes on mental health. Let us alleviate the stress that surrounds sourcing the most suitable mortgage

Need an agreement in principle?

We’ll get you house hunting within the hour…

How much can I borrow?

Our mortgage borrowing calculator will provide you with an approximation of how much you’re likely to be able to borrow. Mortgage affordability is subject to lots of different things, such as your credit history, monthly outgoings and deposit, and it can also vary from lender to lender.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £549.

Thousands of happy customers

Incredible
I could not fault Lucra mortgages they have been incredible from start to finish! Every…
William Cooksey, December 4, 2022
Highly Recommend
I had an excellent experience using this mortgage broking team. They complete understood my needs…
Kate Nairn, December 2, 2022
Super-star
Darren at Lucra has been an absolute super-star in his work for my wife and…
Leo Fabbri, November 29, 2022
Awesome
Darren was awesome! Got us the best mortgage possible after no time at all, kept…
Jamie Smith, November 23, 2022
Super Helpful
Darren was super helpful, clear and concise with the whole help to buy and mortgage…
Craig Roberts, November 8, 2022