It can be an incredibly emotive topic, but is an important one to consider. What happens to your family if you’re no longer around or able to support them? Simply knowing you’ve put plans in place to make sure your loved ones will be looked after and can stay in their own home, should help you sleep a little easier at night.

We understand the burden of responsibility that comes with taking on a sizeable mortgage loan, that’s why we take our own responsibilities seriously when it comes to making sure you’re fully protected.

We’ll work with you to understand your needs and build a specialist package to suit your situation, so no matter what life throws at you, your family and your investment will be safe and secure.

Please be aware that for insurance business we offer products from a choice of insurers.

Critical illness cover (CIC) is similar to life insurance in the sense that it is designed to pay out a lump sum in order to protect your mortgage. However, that’s where the similarities end. CIC can provide you and your family with comprehensive cover upon diagnosis of a range of specified illnesses such as cancer, heart attack, stroke and MS to name a few. Most providers cover 40+ conditions, with many including cover for your children as standard.

CIC is there to support and provide you with financial peace of mind if you cannot work due to a critical illness, whether that’s to clear your mortgage in full, pay for desperately needed medical treatment or to help manage your finances during a period of illness. You can take CIC out alongside life insurance or as a standalone policy.