Your credit score is very important for your mortgage application. There are a number of factors that affect your credit score and therefore your ability to get a mortgage.

A good understanding of the new build house buying process can help you manage your expectations and provide the insights needed to make the process as efficient as possible.

As recent interest rate rises begin to have an impact, we’ve seen fixed rate mortgages hit their highest level for 14 years.

A good credit score says to a lender that you are trustworthy, you can manage your finances in a responsible way, and that ultimately there is a good chance you will pay back what you owe them as agreed.

Luckily, our team are experienced when it comes to helping people get through the stress of a big move and we’re committed to doing everything in our power to make things a little easier where we can.

Buying a house is an exciting time, filled with hopes for the future, the start of a new chapter, and new memories to be made. But there’s no getting away from the fact it can be a stressful time too, especially if this is the first time you’ve gone through the process. 

Are you a first-time buyer or key worker living and working in England? If so, you could be eligible for a 30% discount on house prices via the government’s First Homes scheme.

Getting your finances in order to save for a large house deposit, not to mention proving you’ll be able to make mortgage repayments, can feel considerably more overwhelming.