Your credit score is very important for your mortgage application. There are a number of factors that affect your credit score and therefore your ability to get a mortgage.

The Mortgage Charter in the UK is a set of standards agreed upon by mortgage lenders, the Financial Conduct Authority (FCA), and the government to help borrowers who are concerned about increasing mortgage repayment costs due to the rising interest rate environment. It was announced in June 2023 and is supported by lenders representing over 85% of the UK mortgage market. The charter aims to ensure fair treatment of borrowers and provide them with the necessary support during this challenging period.

If you are looking to remortgage, don't assume you need to wait until the end of your current deal before you can start the process. If your mortgage is due in the next 6 months, or if you are concerned about rising interest rates, why not speak to one of our mortgage experts here? We can help determine if remortgaging is beneficial for you.

A good understanding of the new build house buying process can help you manage your expectations and provide the insights needed to make the process as efficient as possible.

Applying for a mortgage in the UK can be a daunting task, but organising your documents well in advance can make the process much smoother. Here's a brief overview of what you need to know...

It’s hard to watch the news these days without mention of the cost of living crisis and the associated squeeze in household budgets. And there’s no sign of a let up just yet. So as energy costs and food prices rise, is now the right time to remortgage? Or would it pay to wait?

As recent interest rate rises begin to have an impact, we’ve seen fixed rate mortgages hit their highest level for 14 years.

Luckily, our team are experienced when it comes to helping people get through the stress of a big move and we’re committed to doing everything in our power to make things a little easier where we can.