All of our services

Not sure what you need? Just get in touch and we will be happy to talk through it all.

Adverse Credit Mortgages

Credit issues making it difficult to find a mortgage? Our specialist team will know exactly where to look.

Buy to Let Mortgages

Investing in a rental property? We’ll help you find the right mortgage to make your business work.

Buying Next Home

Time to step up to the next rung on the ladder? We can help you plot the right course of action.

Divorce and Mortgages

The decision to divorce is difficult for all involved and discussing who gets to keep the house is often one of the most painful parts.

Ex-Pat Mortgages

When you live outside the UK, your options may be limited but, we’ll find the right one for you.

First Time Buyer

We know how hard it is to get onto the ladder, that’s why we make the mortgage part as easy as we can.

Green Mortgages

Do your bit for the planet. See if you’re eligible for a sustainable mortgage with a low interest rate.

High Value Mortgages

Looking for a larger loan than the norm? Our unrivalled experience will get you access to the right lenders.

Holiday Let Mortgages

Need a mortgage for your holiday cottage or Air BnB? We’ll help you get set up and ready for guests.

Home Insurance

Protect your home and everything inside with trusted and affordable buildings and contents insurance.

Life Insurance

No matter what life throws at you or your home, make sure your family’s future is protected.

Mortgage Monitoring

Time to step up to the next rung on the ladder? We can help you plot the right course of action.

New Build Mortgages

Buying new or off plan is more complex than you might think. Talk to our new build sector specialists.

NHS Mortgages

NHS staff? Make sure you get the best deal you can with an NHS discount from a specialist lender.


Coming to the end of your deal? Get in touch and we’ll help you find a new mortgage that works for you.

Residential Mortgages

With thousands of options when it comes to residential mortgages, let us help you secure the right one.

Self Build Mortgage

Designing and building your own house is the ultimate goal for a lot of people.

Self Employed Mortgages

Without a contract or regular payslips, lenders might overlook you. We’ll help you prove you’re a safe bet.

Specialist Mortgages

Self build, bridging finance, high-value: whatever the challenge, we can help

Michael Aldridge
Neil Catley
Darren Sharpe
Ben Tadd

Our expert team are ready when you are

Our team of advisors are on hand whenever you are ready. Call us on 01225 970 830 or complete the form.

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Thousands of reviews

I could not fault Lucra mortgages they have been incredible from start to finish! Every...
William Cooksey, December 4, 2022
Highly Recommend
I had an excellent experience using this mortgage broking team. They complete understood my needs...
Kate Nairn, December 2, 2022
Darren at Lucra has been an absolute super-star in his work for my wife and...
Leo Fabbri, November 29, 2022
Darren was awesome! Got us the best mortgage possible after no time at all, kept...
Jamie Smith, November 23, 2022
Super Helpful
Darren was super helpful, clear and concise with the whole help to buy and mortgage...
Craig Roberts, November 8, 2022